Grow – Livestock Capital
Unleash Growth Potential with GrowPay Loans
At GrowPay, we understand that your livestock is the beating heart of your farm's productivity. Our Livestock Capital Loan is specifically crafted to empower you to establish, expand, or enhance your core breeding herd and other vital long-term animal assets. It's an investment in your farm's sustained growth and future profitability.
Grow - Livestock Capital
GrowPay's Livestock Capital loans help you invest in your core breeding herd and essential animal assets, ensuring long-term farm growth and enhanced productivity.
Choose from Principal & Interest, Seasonal or Balloon payment plans
Maximum term of 7 years
May have approval within 48 hours if all criteria is met in full
Automatic approval for amounts up to $150,000. Higher amounts assessed individually.
Choose from Principal & Interest, Seasonal or Balloon payment plans
Maximum term of 7 years
May have approval within 48 hours if all criteria is met in full
Automatic approval for amounts up to $150,000. Higher amounts assessed individually.
Eligibility Conditions
To be eligible for a Grow - Capital Livestock, you’ll need to meet the following criteria
You must be 18 or older.
you must be NZ citizen or permanent resident
Agri business within the productivity sectors
What we require
These investments coud be for new or upgrades to effluent ponds, carbon riparian planting projects, water storage, irrigation, capital expenditure on internal subdivision, or water reticulation
Government-issued ID
Your driver's license or passport
Proof of address
A utility bill or bank statement with your address
Documents
Balance Sheet & Budgets
Disclosure Statement
GrowPay has partnered with Heartland Bank Limited to provide access to a range of personal and business loan products. Heartland Bank Limited is a licensed registered bank, regulated by the Reserve Bank of New Zealand under the Reserve Bank of New Zealand Act 1989, and registered as a Financial Service Provider in New Zealand (FSP number: FSP53901).
All loan applications submitted through GrowPay are referred to Heartland Bank and are subject to Heartland’s independent credit assessment, lending criteria, and responsible lending obligations under the Credit Contracts and Consumer Finance Act 2003 (CCCFA). GrowPay does not provide credit decisions or financial advice and acts solely as a digital interface.
To view loan terms, fees, and eligibility requirements, please refer to https://www.heartland.co.nz/about-us/documents-and-forms or consult Heartland Bank’s or GrowPay for full lending documentation. GrowPay does not provide credit decisions or financial advice and acts solely as a digital interface.
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