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About GrowPay
What Sets Us Apart
GrowPay is a financial services platform purpose-built for New Zealand’s farmers and agribusinesses. We combine smart technology with deep sector knowledge to deliver tailored lending, payment, and financial solutions—designed specifically to meet the real-world needs of the agricultural industry.
Our cutting-edge technology, streamlined processes, coupled with a deep understanding of rural business needs, enable GrowPay to provide flexible lending, payments, and deposit products. Our commitment to simplifying finance, combined with competitive rates and personalized service, empowers farmers and agribusinesses to focus on growth and sustainability.
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Who - Founders
The Leadership Team
Ross Hyland, Founder
Ross Hyland is the Founder and visionary of GrowPay. With farming qualifications from Lincoln and Harvard University, Ross also has a wealth of farming experience in owning and running farms in the Bay of Plenty.
His vision and drive for founding GrowPay is to provide a secure cloud-based digital platform, which can deliver a range of benefits at a fraction of the cost that farmers are currently charged. When input costs and compliance fees are hitting farmers hard, GrowPay is the one tool that, as more and more farmers come on board, will enable farmers to drive these costs down via the power of GrowPay's digital platform.
Chris Jones, Director
Chris Jones, the Chairman and CEO of Youtap Limited, brings a wealth of experience to the company, with a focus on providing global, contactless mobile payment and financial services software. He is the instrumental force behind the establishment of Youtap Indonesia, which is currently the country's most prominent eMoney processor. Jones has demonstrated a consistent record of success in the foundation and management of software companies within the financial and telecommunications sectors.
Sue Lindsay, Board Advisor
Sue Lindsay is an acknowledged New Zealand business leader whose compelling blend of strategic innovation & entrepreneurial courage has reshaped organisational strategy and ignited transformative growth. A Southlander of the Year recipient, New Zealand Young Executive of the Year, and, notably, recipient of the prestigious World Young Business Achiever award. When CEO of Combined Rural Traders in Southland, she transformed a traditional rural service cooperative into a vibrant, customer-centric market leader. Sue’s governance expertise spans roles on boards including Genesis (SOE), ATS, Ruralco, The Dairy Women’s Network, VetPlus, publisher GlobalHQ, and strategic advisory roles including the independent panel that undertook the governance review of Fonterra’s Shareholders Council. A passionate educator, she spent eight years on the independent faculty of thought leaders for the Bank of New Zealand.
Mission
Financial Inclusion: GrowPay strives to provide financial tools and services accessible to everyone, regardless of background or financial status.
Security and Transparency: User safety is paramount. GrowPay implements robust security measures and fosters transparency in all transactions and processes.
Empowerment and Education: GrowPay equips users with the knowledge and resources to make informed financial decisions.
Best Practices
Data Privacy: GrowPay adheres to all data privacy regulations and protects user information with industry-standard security practices.
User Experience: The GrowPay app is designed for ease of use and accessibility, with clear instructions and intuitive navigation.
Customer Support: GrowPay provides responsive and helpful customer support to address user inquiries and concerns promptly.
Governance
GrowPay establishes a clear governance structure with a well-defined decision-making process.
This may include an advisory board with expertise in finance, technology, and consumer protection.
The governance structure should ensure transparency and accountability in all aspects of GrowPay's operations.
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Standards
GrowPay defines clear standards for user verification, Know Your Customer (KYC) compliance, and Anti-Money Laundering (AML) procedures. Financial transactions processed through Growpay comply with industry standards for security and data protection.
The platform upholds fair and non-discriminatory lending practices.
Clauses
User Eligibility: GrowPay outlines eligibility requirements to use the platform, such as age and residency restrictions.
User Accounts and Responsibilities: This section details user responsibilities for maintaining account security and using the platform responsibly.
Fees and Service Charges: GrowPay clearly explains any applicable fees associated with using the platform, including loan interest rates and transaction charges.
GrowPay does not provide credit decisions or financial advice and acts solely as a digital interface.