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Asset Finance Specialists

Grow - Asset Finance is an innovative financing option which allows you to acquire the essential equipment or machinery you need to grow your business, without breaking the bank. Your Plant & Machinery assets may also be able to be used to leverage additional working capital for seasonal inputs. These assets would need to be unsecured, or a significant proportion to ensure an appropriate level of security can be achieved.

Grow - Asset Finance

*Rates valid from June 16, 2025. Subject to change without notice.

9.95%*

Up to 7 years

GrowPay - Asset Finance

Asset Finance is a pre-approved loan facility that simplifies the management of and access to finance for your ongoing equipment and business funding requirements. Designed for asset acquisitions, refinance, or freeing up equity from your existing assets.

Choose between a fixed or variable interest rate

Tailored funding option for new or second-hand assets

Lending from $10,000

6 months to 7 years

Choose between a fixed or variable interest rate

Tailored funding option for new or second-hand assets

Lending from $10,000

6 months to 7 years

Eligibility Conditions

To be eligible for a Grow - Asset Finance, you’ll need to meet the following criteria


  • You must be 18 or older

  • You must be NZ citizen or permanent resident


What You Need to Prepare

It's not meant for long-term investments or large purchases, but rather to provide a quick and convenient cash injection to keep your business operating smoothly.

Government-issued ID

This could be driver's license, passport, or national ID card.

Proof of address

This could be a utility bill, bank statement with your address.

Schedule of Liabilities

Outline your current borrowing and personal assets & liabilities

Confirmation

We confirm the service provided We only partner with service providers that are banks or non bank deposit takers that are regulated by the Reserve Bank of NZ

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Still have a question?

FAQ

1. What is an Asset Finance Loan?

An Asset Finance Loan provides funding for purchasing or upgrading farm, forestry or ag related equipment.

2. What assets can be financed?

New or used farm, machinery, orchard, or packhouse equipment can be financed. GrowPay can also finance technology upgrades to your cowshed or packhouse. Talk to us about how we can help fund these projects.

3. What are the repayment options?

Repayment plans can be customized to fit the farmer’s cash flow.

4. Will you look at refinancing existing debt that I have with other finance companies?

Yes, if you have sufficient equity in the business assets and they have sufficient remaining useful life then we may consider refinancing debt that you have with another finance provider especially if this improves your cash flow.

Considering a loan but have some questions?  We understand!

Considering a loan but have some questions?  We understand!

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