Grow – Asset Finance
Asset Finance Specialists
Grow - Asset Finance is an innovative financing option which allows you to acquire the essential equipment or machinery you need to grow your business, without breaking the bank. Your Plant & Machinery assets may also be able to be used to leverage additional working capital for seasonal inputs. These assets would need to be unsecured, or a significant proportion to ensure an appropriate level of security can be achieved.
GrowPay - Asset Finance
Asset Finance is a pre-approved loan facility that simplifies the management of and access to finance for your ongoing equipment and business funding requirements. Designed for asset acquisitions, refinance, or freeing up equity from your existing assets.
Choose between a fixed or variable interest rate
Tailored funding option for new or second-hand assets
Lending from $10,000
6 months to 7 years
Choose between a fixed or variable interest rate
Tailored funding option for new or second-hand assets
Lending from $10,000
6 months to 7 years
Eligibility Conditions
To be eligible for a Grow - Asset Finance, you’ll need to meet the following criteria
You must be 18 or older
You must be NZ citizen or permanent resident
What we require
It's not meant for long-term investments or large purchases, but rather to provide a quick and convenient cash injection to keep your business operating smoothly.
Government-issued ID
Your driver's license or passport
Proof of address
A utility bill or bank statement with your address
Documents
Balance Sheet & Budgets
Disclosure Statement
GrowPay has partnered with Speirs Finance Group Limited to offer secured asset finance solutions to eligible customers. Speirs Finance Group Limited is a registered New Zealand Financial Service Provider (FSP number: FSP70120) and operates under the oversight of the Financial Markets Authority (FMA).
All loan applications made via GrowPay for Speirs Finance products are subject to Speirs’ independent credit assessment, lending criteria, and loan documentation. GrowPay acts solely as a facilitator and does not make any lending decisions.
For full details of terms, fees, interest rates, and security requirements, please refer to Speirs Finance directly at www.speirsfinance.co.nz or contact either Speirs Finance or GrowPay for a copy of their lending disclosure documents under the Credit Contracts and Consumer Finance Act 2003 (CCCFA). GrowPay does not provide credit decisions or financial advice and acts solely as a digital interface.
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