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Unleash Growth Potential with GrowPay Loans

At GrowPay, we understand that your livestock is the beating heart of your farm's productivity. Our Livestock Capital Loan is specifically crafted to empower you to establish, expand, or enhance your core breeding herd and other vital long-term animal assets. It's an investment in your farm's sustained growth and future profitability.

Grow - Livestock Capital

*Rates valid from October 1st, 2025. Subject to change without notice.

9.95%*

From 12 months to 7 years

Grow - Livestock Capital

GrowPay's Livestock Capital loans help you invest in your core breeding herd and essential animal assets, ensuring long-term farm growth and enhanced productivity.

Choose from Principal & Interest, Seasonal or Balloon payment plans

Maximum term of 7 years

May have approval within 48 hours if all criteria is met in full

Automatic approval for amounts up to $150,000. Higher amounts assessed individually.

Choose from Principal & Interest, Seasonal or Balloon payment plans

Maximum term of 7 years

May have approval within 48 hours if all criteria is met in full

Automatic approval for amounts up to $150,000. Higher amounts assessed individually.

Eligibility Conditions

To be eligible for a Grow - Capital Livestock, you’ll need to meet the following criteria

  • You must be 18 or older.

  • you must be NZ citizen or permanent resident

  • Agri business within the productivity sectors

What You Need to Prepare

These investments coud be for new or upgrades to effluent ponds, carbon riparian planting projects, water storage, irrigation, capital expenditure on internal subdivision, or water reticulation

Government-issued ID

This could be driver's license, passport, or national ID card.

Proof of address

This could be a utility bill, bank statement with your address.

Schedule of Liabilities

Outline your current borrowing and personal assets & liabilities

Confirmation

We confirm the service provided We only partner with service providers that are banks or non bank deposit takers that are regulated by the Reserve Bank of NZ

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Still have a question?

FAQ

1. What are the typical minimum and maximum loan amounts for Livestock Capital?

GrowPay aims to provide flexible solutions, so specific minimums and maximums are assessed based on your individual farm's needs and the value of the livestock investment. We encourage you to discuss your specific requirements with our team.

2. What do i need to progress my loan for Capital Livestock?

You will need to provide 3 years of balance sheets and accounts, 12 month budget and profit & loss statement and 6 months of Bank Statements.

3. How quickly can I get approval for a Livestock Capital Loan?

GrowPay understands the importance of timely decisions in farming. We strive for an efficient application and approval process, often leveraging our online tools for a streamlined experience.

4. What kind of information do I need to provide for the application?

You will typically need to provide details about your farming operation, financial statements, and information regarding the livestock you intend to acquire. Our team will guide you through the specific requirements.

Considering a loan but have some questions?  We understand!

Considering a loan but have some questions?  We understand!

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