Grow – Working Capital Finance
Working Capital Finance
Designed to give farmers and agribusiness owners quick, flexible access to funds for specific operational needs. Whether you need to cover input costs, working capital finance could be for spring fertiliser applications, spread your farm insurance premiums, or for cropping inputs.
Approved applicants are automatically approved for up to $150,000. Larger amounts are available, however, will require additional security arrangements put in place.
Grow - Working Capital Finance
Working Capital Finance gives you quick, no-fuss funding when you need it the most. Whether you're restocking, servicing equipment or managing cashflow, it’s a simple way to keep things moving and stay focused on the season ahead.
Instant approval for loans up to $150,000
Borrow between $150,000 - $1 Million. Additional security arrangements will be required.
Short-term finance to support operational expenses
Repayment terms tailored to your cashflow
Instant approval for loans up to $150,000
Borrow between $150,000 - $1 Million. Additional security arrangements will be required.
Short-term finance to support operational expenses
Repayment terms tailored to your cashflow
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Eligibility Conditions
To be eligible for a Grow - Working Capital Finance, you’ll need to meet the following criteria
You must be 18 or older
You must be NZ citizen or permanent resident
What You Need to Prepare
If your farm or agribusiness needs access to capital without the hassle of a long approval process, Working Capital Finance offers a simple, efficient solution. Whether you’re restocking, maintaining equipment, or navigating a tight cashflow period, this facility provides the breathing room to stay focused on the season ahead.
Government-issued ID
This could be driver's license, passport, or national ID card.
Proof of address
This could be a utility bill, bank statement with your address.
Schedule of Liabilities
Outline your current borrowing and personal assets & liabilities
Confirmation
We confirm the service provided We only partner with service providers that are banks or non bank deposit takers that are regulated by the Reserve Bank of NZ
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FAQ